Jaish Ideas

  What is Bad Bank? Bad Bank  is a house of  bad loans or NPA’s . It would serve only to aid in the recovery of these risky assets. It is also known as  Public Sector Rehabilitation Agency (PARA). or It is an entity that buys bad loans/ NPA’s from commercial banks & financial institutions at a discounted price. Example A commercial bank lends 100 crores to the borrowers. Out of that 80 crores paid by the borrowers but the rest 20 crore is not recoverable. So, the commercial bank considered that 20 crores as a bad loan or NPA’s. Now, a bad bank will handle this situation. So, it buys that bad loan from a commercial bank at a discounted price. Then, It will recover the loan amount from borrowers. Like this, these banks work and earn their profit. Advantages Bad banks help commercial banks by absorbing all their bad assets, usually at a price below the value of these loans & manage them & finally recover the money over the period. Commercial banks get free f...

  What is Marriage? ”  Marriage is the memory of old generation & welcome of a new generation “. Marriage is the start of many changes in a human’s life. It is a moment in a human’s life that happened once. It brings new relations, new generation & a lot of changes. It is a lifelong commitment with the partner. It provides an opportunity for selflessness as you serve your partner. It is a more spiritual & emotional union than a physical union. It is a bond like no other. When men & women get married, ” the two become one “. It gives us a partner & teammate. It allows you to start your life from the beginning & gives you a partner to face life challenges together. Marriage becomes the reason for unconditional love between couples. Lord Krishna says:- Marriage is not only the way to achieve your love. It opens the new door of life & with every new life, there are new responsibilities also. If you will take marriage decision after understanding the res...